Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are accounts you put money into that you can then use to pay for certain out of pocket healthcare costs. You DO NOT pay taxes on the money. This means you’ll save an amount equal to the taxes you would have paid on the money you set aside. This results in a savings to you of up to 30%!

For Example: Most patients require 18-24 months to do orthodontic treatment. If you use your FSA/HSA to pay $2550 (allowable amount/year) the first year, and then another $2550 the following year, you can pay for the necessary treatment with PRE-TAX dollars! This can eliminate the need for monthly payments or make the monthly payments minimal.

Health Reimbursement Account (HRA) is an account that your employer may offer to pay for a portion of medical expenses up to a designated amount.
Ask our financial staff how they can help maximize your benefit to receive the best savings for your orthodontic treatment. As always, we strive to be flexible to make your experience as convenient and pleasant as possible!